If your money is in a Savings account or Fixed Deposit, you may actually be losing money
e.g. With current inflation rates of about 8%, a savings acc with 4% / FD around 6.3% reduces the value of your money.
Get what you want in life - with planning and small monthly investments.
e.g. Downpayment for a house | Children's future | Your dream vacation | Retirement etc.
Don't put all your eggs in one basket - Explore various investment asset classes
e.g. Your investment portfolio should have a healthy mix of Equity, Debt, Gold and Real Estate assets for optimal growth.